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I will argue that these four words, not even a complete sentence, are the most important words, the most valuable we can know. This insight came to me in 2019 as the covid-19 madness ravaged the world. My situation found me working 80 hrs per week, two full time jobs becuase I had accumulated horrific debt 20 years earlier. I was a Christian, having accepted Jesus Christ on a bed of brokenness on a very cold December day in 1983, but the significance of these four words took